NLC provides auto insurance for persons who live in Connecticut and Rhode Island. We provide dependable service and broad coverage at a competitive price.

NLC auto policy coverages include:

Bodily Injury Liability Coverage - Protects against claims that result in bodily injury to others caused by an automobile accident for which an insured is legally responsible.

Property Damage Liability Coverage - Protects against claims that result in damage to the property of others caused by an automobile accident for which an insured is legally responsible.

Medical Payments Coverage – Provides coverage for bodily injury to an insured, family member, or a passenger in an insured vehicle regardless of who is responsible for an accident.

Collision Coverage – Provides coverage for damage to a policyholder’s vehicle that is caused by an accident.

Comprehensive Coverage - Provides coverage for damage to a policyholder’s vehicle that is caused by fire, theft, flood, or animal collision. This coverage also pays for broken glass to an insured automobile.

Uninsured Motorist Coverage – Provides coverage when you, a family member, or passengers in an insured vehicle are injured in an automobile accident and the person responsible for the accident does not have insurance to pay for the injuries.

Underinsured Motorist Coverage – Similar to Uninsured Motorists coverage except that the person responsible for the accident has insurance but that person’s limits are less than the insured person’s Underinsured Motorist coverage.

Rental Reimbursement, Towing & Labor, and Auto Loan/Lease coverages are available for an additional premium.

Find an NLC agent to learn more about our Personal Automobile Insurance program.